Privacy Policy

Introduction and Commitment

Information We Collect

We collect information necessary to provide financial planning services effectively and maintain client relationships. Collection occurs through direct interactions, automated technologies, and occasionally from third parties with your consent or as permitted by law.

How We Use Information

kavorinexalu uses collected information to deliver financial planning services, maintain client relationships, improve service quality, and fulfill legal obligations. Specific uses include:

• • Providing requested financial planning consultations, analytical reviews, and ongoing advisory services tailored to your circumstances
• • Communicating with you regarding appointments, service updates, recommendations, and responding to inquiries or requests
• • Analyzing client needs and preferences to improve service delivery, consultation processes, and overall client experience
• • Maintaining accurate records for compliance with professional standards, regulatory requirements, and legal obligations
• • Monitoring and improving website functionality, security, and user experience through analysis of usage patterns
• • Sending periodic updates about our services, industry developments, or information relevant to your financial planning interests
• • Protecting against fraud, unauthorized access, and security threats to safeguard both client information and business operations

Information Sharing and Disclosure

kavorinexalu respects the confidentiality of client information and limits sharing to circumstances necessary for service delivery or required by law. We implement appropriate safeguards when disclosure is necessary.

Your Privacy Rights

Under Australian privacy law, you have specific rights regarding personal information we hold. kavorinexalu respects these rights and provides mechanisms for exercising them:

• • Right to access personal information we hold about you and request copies of records, subject to certain exceptions
• • Right to request correction of inaccurate, incomplete, or outdated personal information in our records
• • Right to request deletion of personal information in certain circumstances, subject to legal retention requirements
• • Right to receive personal information in structured, commonly used format for transfer to another service provider where technically feasible
• • Right to object to certain uses of personal information, particularly for direct marketing purposes
• • Right to request restriction of processing in specific circumstances while disputes or verifications are resolved

Information Security Measures

kavorinexalu implements comprehensive technical and organizational security measures to protect personal information against unauthorized access, alteration, disclosure, or destruction. Our security approach includes:

Information Retention Periods

kavorinexalu retains personal information for periods necessary to fulfill service purposes and comply with legal obligations. Retention periods vary based on information type and regulatory requirements:

• • Active client information retained throughout relationship duration and for seven years after engagement concludes
• • Consultation notes and planning documentation retained for seven years minimum to comply with professional standards
• • Email correspondence and communication records retained for reasonable periods to maintain relationship continuity
• • Financial information retained as required by applicable financial services regulations and professional record-keeping standards
• • Marketing communication preferences retained until you request removal or for reasonable period following last interaction

Upon expiration of retention periods, we securely delete or anonymize personal information unless longer retention is required by law.

International Data Transfers

kavorinexalu primarily stores and processes information within Australia. If information transfer outside Australia becomes necessary, we ensure appropriate safeguards protect your information:

• • Transfers only to countries with substantially similar privacy protections recognized under Australian law
• • Contractual agreements with foreign recipients requiring equivalent information protection standards
• • Your explicit consent for transfers to jurisdictions without adequate protection frameworks
• • Compliance with Australian Privacy Principles regarding cross-border disclosure obligations

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance functionality, analyze usage, and improve user experience. Cookies are small data files stored on your device when visiting websites.

You can manage cookie preferences through browser settings. Disabling certain cookies may affect website functionality. See our Cookie Policy for detailed information.

Updates to Privacy Policy

kavorinexalu may update this privacy policy periodically to reflect changes in practices, technologies, legal requirements, or business operations. We notify users of material changes through:

• • Prominent notice on our website homepage announcing policy updates for reasonable period
• • Email notification to active clients regarding significant changes affecting information handling
• • Updated effective date at top of policy document indicating when current version became active
• • Summary of material changes provided within updated policy for transparency and easy reference

Continued use of services after policy updates constitutes acceptance of revised terms. Review this policy periodically to stay informed.